Price-to-Rent Ratio Calculator
Evaluate whether it is better to buy or rent in a specific housing market.
Property Details
The Price-to-Rent ratio shows how many years of rent it would take to cover the home purchase price. Higher ratios favor renting; lower ratios favor buying.
Results
Enter a home price and rent to see the ratio
City Benchmarks (Typical P/R Ratios)
28
New York City
Strong30
San Francisco
Strong18
Austin
Neutral10
Cleveland
Buy-Favorable25
London
Strong22
Amsterdam
Rent-Favorable24
Berlin
Rent-FavorableFrequently Asked Questions
A ratio below 15 generally favors buying — your purchase cost is low relative to rent, suggesting good value. Ratios of 15–20 are neutral territory. Above 20 suggests renting is more cost-efficient. Above 25 (common in high-cost cities like London or San Francisco) strongly favors renting.
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Disclaimer: These calculators are provided for preliminary educational estimations and screening purposes only. Actual real estate figures may vary significantly based on shifting local legislation, specific regional tax requirements, dynamic interest rates, and volatile market conditions. Always consult with a certified financial advisor, tax specialist, or legal professional before executing any binding investment decisions or assuming financial risk.